Methodology

CardRank Score is produced by a modular scoring engine. Each product category supplies criteria and default weights. Changing weights creates a new scoring config version so history stays intact.

How does CardRank score crypto cards?

CardRank uses transparent, weighted criteria: FX fee (lowest better), cashback rate, onboarding friction, and South Africa usability. Scores are 0–100 and can be reweighted. Full detail is on the Methodology page.

Crypto Cards criteria

Cashback
Higher cashback percentage scores better
20%
FX spread
Lower FX spread scores better
20%
Fees
Lower estimated annual fee burden scores better
15%
Mobile payments
Apple Pay and Google Pay support
15%
Assets
Breadth of supported crypto assets
10%
SA access
South African resident support and KYC friction
10%
Features
Staking, on-ramp, and spend flexibility
10%

Affiliate disclosure

Apply buttons link out to provider signup pages. Some of these links are affiliate links — CardRank may earn a commission if you sign up, at no extra cost to you. Rankings are driven by the scoring model, not by commission rates.

Sources

Product facts (networks, fees, cashback, KYC, and availability) are attributed to each issuer's official website. Editorial FX and cashback checks for seed data used a small ZAR retail purchase on base tiers; CardRank Score is our own weighted model and may differ from any single spend test.

Re-verify fees on those sites before treating figures as live. See also llms.txt for AI crawlers. CardRank is not financial advice.